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Payments & Insurance

We appreciate that you have entrusted us with the healthcare of your children.  As a commitment to our patients and to accommodate their needs, we participate with the majority of managed care plans.

As you may be aware, the current economic downturn has resulted in employers selecting healthcare insurance policies that have increasingly transferred costs to the employee.  In addition to rising co pays, there are now deductibles, co-insurance, and also the loss of some in-network benefits.  Some employers have selected policies that limit the number of well visits.  Deductibles and co-insurance mean that the patient is now responsible for a portion or percentage of the covered charges.

Be assured that our billing department will continue to be aggressive in their attempts to collect appropriate payments from your health plan, however, the ultimate financial responsibility for your child’s health care rest with you.

Payment, including that for insurance co pays and for non-covered services, is expected at the time of the visit.  For your convenience, we also accept Visa, MasterCard and cash only.  Your insurance plan may restrict you to specific diagnostic facilities and/or hospitals.  Please become familiar with the provisions of your plan as we do not have access to that information.

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We participate in many Managed Care Health Plans. These include:

Aetna

Cigna

Empire Blue Cross/Blue Shield (PPO, EPO, HMO, POS)

Guardian

Greatwest

Horizon BCBS (PPO, EPO, HMO, POS)

Magnacare

Multiplan

Oxford

PHCS

Tricare

United Healthcare

Qualcare

Locals

Medicaid of NJ (straight)

Medicaid of NJ HMO (United Health Care Community Plan, Amerigroup, Horizon NJ Health, Health First)

There might me some other insurance that we participate with, please call us to verify.